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Home Protection Plans

Home Protection Plans

There's never a good time for something to break at home. Whether it's as simple as a blown circuit or as serious as a leaking water heater, we can help.


As a Duke Energy customer, you have access to exclusive home protection plans that help shield you against the unexpected expense and hassle of home repairs.

With our Home Protection Plans, you'll have:

  • No deductible or service fees for covered items
  • Helps protect from unexpected repair costs
  • Access to pre-screened technicians
  • Convenient payments added to your Duke Energy Bill
  • Helps provide the peace of mind that comes with knowing you're covered*

Select the right plans for your home.

Home Wiring Repair


Heating/Cooling Repair

Water Heater Repair

Home Wiring Repair Avoid expensive wiring repairs.


Our Home Wiring Repair Essential service covers up to $1,000 of electrical wiring repairs per year.

  • Just $4.99 per month, conveniently added to your bill
  • Covers repairs to fuses, circuit breakers, outlets, electric meter housing and more
Learn more Enroll


Our Home Wiring Repair Premium service covers up to $2,000 of electrical wiring repairs per year.

  • Just $9.99 per month
  • Includes all repairs covered by Home Wiring Repair Essential coverage, including up to $100 a year for the labor costs of installing a ceiling fan, light fixture or electric vehicle charging station
Learn more Enroll

Surge Protection Help protect your major appliances before surge damage occurs.

Our Surge Protection service works at the meter to help block damaging surges before they enter your home.

  • Helps protect motors and compressors in your major appliances, such as your refrigerator, washer and dryer and air conditioner
  • Just $6.99* per month, conveniently added to your bill

*Plus a one-time installation fee of $44.95. Tax not included.

Learn more Enroll

Surge Coverage and Grounding Get reimbursed for assessment and repair costs of surge damage to your valuables.

Our Surge Coverage and Grounding plans cover the repair costs of surge damage to your valuable appliances and electronics.

  • Covers assessment and repair of surge-damaged items
  • Three levels of coverage available, from $4.99 to $9.99 per month, with coverage amounts from $1,000 to $5,000

*Tax not included

Learn more Enroll

Heating and Cooling Repair Escape expensive heating and cooling repairs.

Our Heating and Cooling Repair service offers qualified repairs to problems with your heating and cooling system.

  • Just $16.99 per month, conveniently added to your bill
  • Covers up to $5,000 in repairs
Learn more Enroll

Heating Repair (only) Enjoy hassle-free heating for your home.

If you don't have a cooling system in your home, protect your heating unit with our Heating Repair program.

  • Just $6.99 per month, conveniently added to your bill
  • Covers up to $2,000 in repairs each year
Learn more Enroll

Water Heater Repair and Replacement Help shield yourself from the hassles of water heater repair.

With our Water Heater Repair and Replacement plan, you make one call to our 24/7 customer care center,
and we'll arrange for a qualified technician to repair or replace your water heater.You're covered with up to
$1,000 per year, and we'll pay the technician directly – you don't have to file a claim or pay any service fees.

  • Covers gas and electric water heaters
  • Only $6.99 per month, conveniently added to your bill
Learn more Enroll

Find the best rates for phone, Internet, cable and more – all in one place.

It's free. It's easy – and it's just for Duke Energy customers like you.

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*Exclusions and limitations apply. See terms and conditions for details.

These non-regulated utility products or services are administered by Duke Energy Florida, LLC located at 550 South Tryon Street Charlotte, NC 28202 and provided by Service Plan of Florida, Inc. located at 175 W Jackson Blvd. Chicago, IL 60604.

Non-regulated utility products and services offered by Duke Energy are not regulated or sanctioned by the Florida Public Service Commission. Customers who purchase or subscribe to receive information about Duke Energy non-regulated products will not receive preferential or special treatment from their utility company and customers are not required to purchase or subscribe in order to receive safe, reliable electric service. THIS MESSAGE IS PAID FOR BY THE SHAREHOLDERS OF DUKE ENERGY. FL Lic # QB25213.

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